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What could the monthly costs of a £25,000 mortgage be if you wanted to pay it back over 10 years at an interest rate of 1%?

Answer:

£219.01 a month

Total Payable: £26,281

Total Interest: £1,281

Change Values

%

What happens if rates go up?

Rate1.25%1.5%1.75%
Monthly£222
£3 more
£224
£5 more
£227
£8 more
Total Payable£26,608
£327 more
£26,937
£656 more
£27,269
£988 more

The above examples are based on borrowing £25,000 over a period of 10 years.

What if you wanted to borrow more?

Amount£30,000£35,000£40,000
Monthly£263
£44 more
£307
£88 more
£350
£131 more

The above examples are based on a rate of 1% over a period of 10 years.

What if you pay it off quicker?

Term8 yrs6 yrs4 yrs
Monthly£271
£52 more
£358
£139 more
£532
£313 more
Total Interest£1,024
£257 less
£768
£513 less
£514
£767 less

The above examples are based on borrowing £25,000 at a rate of 1%.

DISCLAIMER: These numbers are estimates only! They do not include any fees or charges that could be made by mortgage companies or agents. Take them at face value and don't come moaning back to us if you get quoted something different!

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10 years
£ 25000

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