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What could the monthly costs of a £158,000 mortgage be if you wanted to pay it back over 10 years at an interest rate of 1%?

Answer:

£1,384.15 a month

Total Payable: £166,097

Total Interest: £8,097

Change Values

%

What happens if rates go up?

Rate1.25%1.5%1.75%
Monthly£1,401
£17 more
£1,419
£35 more
£1,436
£52 more
Total Payable£168,163
£2,065 more
£170,245
£4,147 more
£172,343
£6,245 more

The above examples are based on borrowing £158,000 over a period of 10 years.

What if you wanted to borrow more?

Amount£163,000£168,000£173,000
Monthly£1,428
£44 more
£1,472
£88 more
£1,516
£131 more

The above examples are based on a rate of 1% over a period of 10 years.

What if you pay it off quicker?

Term8 yrs6 yrs4 yrs
Monthly£1,713
£329 more
£2,262
£878 more
£3,359
£1,975 more
Total Interest£6,470
£1,627 less
£4,853
£3,244 less
£3,247
£4,851 less

The above examples are based on borrowing £158,000 at a rate of 1%.

DISCLAIMER: These numbers are estimates only! They do not include any fees or charges that could be made by mortgage companies or agents. Take them at face value and don't come moaning back to us if you get quoted something different!

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mortgagecalculatoruk.info example:
10 years
£ 158000

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