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What could the monthly costs of a £146,000 mortgage be if you wanted to pay it back over 10 years at an interest rate of 1%?

Answer:

£1,279.02 a month

Total Payable: £153,482

Total Interest: £7,482

Change Values

%

What happens if rates go up?

Rate1.25%1.5%1.75%
Monthly£1,295
£16 more
£1,311
£32 more
£1,327
£48 more
Total Payable£155,391
£1,909 more
£157,315
£3,832 more
£159,254
£5,771 more

The above examples are based on borrowing £146,000 over a period of 10 years.

What if you wanted to borrow more?

Amount£151,000£156,000£161,000
Monthly£1,323
£44 more
£1,367
£88 more
£1,410
£131 more

The above examples are based on a rate of 1% over a period of 10 years.

What if you pay it off quicker?

Term8 yrs6 yrs4 yrs
Monthly£1,583
£304 more
£2,090
£811 more
£3,104
£1,825 more
Total Interest£5,979
£1,504 less
£4,485
£2,998 less
£3,000
£4,482 less

The above examples are based on borrowing £146,000 at a rate of 1%.

DISCLAIMER: These numbers are estimates only! They do not include any fees or charges that could be made by mortgage companies or agents. Take them at face value and don't come moaning back to us if you get quoted something different!

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mortgagecalculatoruk.info example:
10 years
£ 146000

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