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What could the monthly costs of a £102,000 mortgage be if you wanted to pay it back over 10 years at an interest rate of 1%?

Answer:

£893.56 a month

Total Payable: £107,227

Total Interest: £5,227

Change Values

%

What happens if rates go up?

Rate1.25%1.5%1.75%
Monthly£905
£11 more
£916
£22 more
£927
£34 more
Total Payable£108,561
£1,333 more
£109,905
£2,677 more
£111,259
£4,032 more

The above examples are based on borrowing £102,000 over a period of 10 years.

What if you wanted to borrow more?

Amount£107,000£112,000£117,000
Monthly£937
£44 more
£981
£88 more
£1,025
£131 more

The above examples are based on a rate of 1% over a period of 10 years.

What if you pay it off quicker?

Term8 yrs6 yrs4 yrs
Monthly£1,106
£212 more
£1,460
£567 more
£2,169
£1,275 more
Total Interest£4,177
£1,051 less
£3,133
£2,094 less
£2,096
£3,131 less

The above examples are based on borrowing £102,000 at a rate of 1%.

DISCLAIMER: These numbers are estimates only! They do not include any fees or charges that could be made by mortgage companies or agents. Take them at face value and don't come moaning back to us if you get quoted something different!

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10 years
£ 102000

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