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What could the monthly costs of a £100,000 mortgage be if you wanted to pay it back over 13 years at an interest rate of 1%?

Answer:

£683.86 a month

Total Payable: £106,682

Total Interest: £6,682

Change Values

%

What happens if rates go up?

Rate1.25%1.5%1.75%
Monthly£695
£11 more
£706
£22 more
£717
£33 more
Total Payable£108,397
£1,715 more
£110,129
£3,447 more
£111,879
£5,196 more

The above examples are based on borrowing £100,000 over a period of 13 years.

What if you wanted to borrow more?

Amount£105,000£110,000£115,000
Monthly£718
£34 more
£752
£68 more
£786
£103 more

The above examples are based on a rate of 1% over a period of 13 years.

What if you pay it off quicker?

Term11 yrs9 yrs7 yrs
Monthly£800
£116 more
£969
£285 more
£1,233
£549 more
Total Interest£5,642
£1,040 less
£4,609
£2,073 less
£3,582
£3,100 less

The above examples are based on borrowing £100,000 at a rate of 1%.

DISCLAIMER: These numbers are estimates only! They do not include any fees or charges that could be made by mortgage companies or agents. Take them at face value and don't come moaning back to us if you get quoted something different!

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13 years
£ 100000

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